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01228 882 880
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01228 882 880
This type of Term Assurance gives you the option, at the end of the original term, to extend the policy for a further term, without the need for Medical Underwriting. The new premium will be based upon your age at the time you take up the option. This type of cover is initially relatively inexpensive, but the premium will be higher than for ordinary term assurance and could rise substantially at the time of renewal.
This could also be a good option if you cannot, at present, afford the level of cover you need for the period you require. You could take out the cover you need but for a shorter period and, at the end of the period, you could take up your option for a further period. Premiums would then be higher because you would be older, but there would be no additional charge even if you had developed health problems.
Please be aware that in some cases this type of assurance is based on an assessment of the health of the applicant.
THE PLAN WILL HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE.
Value | Move | % |
FTSE 100 | ||
6567.37 | -86.64 ![]() |
-1.302 ![]() |
FTSE 250 | ||
20278.35 | -170.051 ![]() |
-0.832 ![]() |
FTSE 350 | ||
3740.98 | -46.17 ![]() |
-1.219 ![]() |
FTSE All Shares | ||
3716.37 | -45.27 ![]() |
-1.203 ![]() |
Dow Jones | ||
30303.17 | -633.83 ![]() |
-2.049 ![]() |
Nasdaq | ||
13270.598 | -355.467 ![]() |
-2.609 ![]() |
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Read moreCurrencies
Value | Move | % |
GBP/EUR | ||
1.13012 | -6.997585E-5 ![]() |
-0.0061915126 ![]() |
GBP/NOK | ||
11.86311 | 0.03292942 ![]() |
0.27835098 ![]() |
GBP/SEK | ||
11.44657 | 0.00097084045 ![]() |
0.008482216 ![]() |
GBP/USD | ||
1.3680452 | -0.0010863543 ![]() |
-0.07934836 ![]() |
CONTACT US
CMD Financial Solutions Ltd
39 Lowther Street
Carlisle
Cumbria
CA3 8EP
T: 01228 882 880
F: 01228 882 889
Email Us
CMD Financial Solutions Ltd is an appointed representative of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority. Openwork Limited is entered on the Financial Services Register (www.fca.org.uk/register) under reference 408285.
The information on this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Registration Address: 39 Lowther Street, Carlisle, Cumbria CA3 8EP
Registration number: 06650508 - Registered in England & Wales
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